New SBA programs now available — get pre-qualified today
SBA 7(a) loans up to $5M · up to $10M combined with SBA 504
Which program fits your business?
Single SBA 7(a) loans go up to $5M. Qualifying borrowers may reach $10M in total SBA financing by pairing a 7(a) loan with an SBA 504 loan for separate eligible purposes, such as fixed assets.
Working Capital
- ✓Cover payroll, inventory, and day-to-day operations
- ✓Fast approval — funding in as little as 7 days
- ✓Flexible repayment terms designed around your cash flow
- ✓Can be used to acquire a business
SBA Made in America Loan
- ✓90% SBA guaranty (vs. 75% on standard 7(a)) — easier to get approved
- ✓Up to $1M working capital; up to $10M combined with SBA 504 for fixed assets (qualifying borrowers)
- ✓10-year term · WSJ Prime + 3.00%
- ✓For US-based manufacturing, equipment, and re-shoring
- ✓Can be used to acquire a business
Created to reshore US manufacturing — helping small manufacturers expand facilities, buy equipment, and hire workers to strengthen domestic supply chains and national security.
SBA Grocery Guarantee Loan
- ✓90% SBA guaranty (vs. 75% on standard 7(a)) — easier to get approved
- ✓Up to $1M working capital; up to $10M combined with SBA 504 for fixed assets (qualifying borrowers)
- ✓10-year term · WSJ Prime + 3.00%
- ✓Real estate, equipment, technology, inventory & more
- ✓Can be used to acquire a business
Designed to strengthen the domestic food supply chain — farmers, ranchers, processors, logistics, and grocers — to expand supply and help lower grocery prices for American families.
SBA 7(a) Loan
- ✓The flagship SBA program — up to $5M per loan
- ✓Standard 75% SBA guaranty to lenders
- ✓Long terms up to 25 years on real estate
- ✓Working capital, equipment, expansion, and refinancing
- ✓Can be used to acquire a business
SBA Business Acquisition Loan
- ✓Up to $5M per SBA 7(a) loan to acquire an established, cash-flowing business
- ✓As little as 5% down in some cases — based on the target business and buyer's assets
- ✓Seller financing can count toward your equity injection
- ✓Partner & shareholder buyouts (100% ownership changes)
- ✓Franchise purchases from the SBA-approved franchise directory
- ✓Acquire a competitor, supplier, or roll-up add-on
- ✓Long 10–25 year terms keep monthly payments low
Buy an existing business, franchise, or competitor with as little as 10% down — backed by the SBA 7(a) program and structured specifically for acquisitions.
Loan limits per the U.S. Small Business Administration: SBA 7(a) loans · combined $10M 7(a) + 504 financing. Eligibility and terms are set by the SBA and participating lenders.
This service is FREE and will not affect your credit score
Backed by SBA-preferred lenders nationwide